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Moving In
Whether you are celebrating with champagne or simply relieved to reach the finish line, a few final steps stand between you and the keys.
Final Walk-Through Inspection
The final walk-through is your last opportunity to inspect the property before closing. By this point, all purchase agreement contingencies should be resolved and the seller's belongings removed. This inspection typically takes place the day before or the morning of closing.
Closing
When the walk-through satisfies you, it is time to close. You, the seller, and the closing agent will sign the settlement agreement, which documents every financial transaction tied to the sale. You will also sign your loan documents and deposit your remaining down payment and closing costs into escrow. Funds can be delivered as a certified bank check or wired electronically to the escrow account. Once everything is signed and verified, the deed is recorded at the County Recorder's office and the property is officially yours.
When you are ready to get started, call us at 435.681.5448 or complete this short form and one of our agents will be in touch.
Get In Touch
Tips For Buying The Perfect Home
Don’t Max Out Your Budget
Being approved for a maximum amount does not mean spending it all on the purchase price. Reserve room in your budget for closing costs, property taxes, and any repairs or updates the property may need.
Get to Know the Area
Spend time in the neighborhoods you are considering. Southern Utah has distinct communities, each with its own character. Explore what matters most to you, whether that is proximity to schools, access to recreation, or everyday conveniences.
Don't Skip the Home Inspection
A thorough inspection is one of the best investments you can make in the buying process. A qualified inspector surfaces problems that are not visible to the untrained eye, giving you the information you need to negotiate confidently or walk away if necessary.
Get Pre-Approved
Pre-approval signals to sellers that you are a serious, qualified buyer. In a competitive market, it can be the difference between winning the property you want and losing it to someone who came better prepared.
ONE PARTNER FOR ALL YOUR REAL ESTATE NEEDS
What Price Range Can I Afford?
Resources For St. George Home Buyers
The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.
Finding a knowledgable Mortgage Loan Officer is key to recieving the most up-to-date information on available lending options. Feel free to check out or vetted list of preffered lenders below - or, if you just want to run some quick rough numbers, check out our free mortgage calculator.
Pioneer West Realty
Areas We Serve
- St. George
- Hurricane
- Cedar City
- Washington
- Ivins
- Santa Clara
- La Verkin
- Enterprise
- Bloomington